23 Beaches is an Advisory, Taxation and Financial Planning Firm based in Sydney, Australia.

Who is 23 Beaches?

23 Beaches is an Advisory, Taxation and Financial Planning Firm.

Ben Westcott & Chris Malicki bring together their years of experience and knowledge from different areas of finance and accounting to provide a service that is focused on making things easier for you.

Ben & Chris work together with you to develop tailored industry leading strategies that you can understand. We pride ourselves on our pro-active approach as part of a long term ongoing relationship.

2GB Radio Interview 1

Listen to Chris and Ben’s podcast from their 2GB Radio show

2GB Radio Podcast 2

2GB Radio Podcast 3

2GB Radio Podcast 4

2GB Radio Podcast 5

Our Partners

Chris Malicki, CFP
Chris Malicki 23 Beaches Financial

Chris joined the industry after completing his University Degree with a Bachelor of Management in 2001.  Chris started his career in the administration of superannuation, pension & investment accounts at MLC. 

In 2005 Chris joined a financial planning and accounting firm in Brookvale as a Financial Planner, and in 2010 became the Principal Adviser running the Financial Planning Division.

Chris believes in making the complex world of financial planning simple to understand. He does not recommend any investment, insurance, mortgage product that he or his family are not in themselves – making him a person of his convictions.

Chris is a regular presenter on 2GB 873 and Northern Beaches Community radio talking about the world of finance and financial planning.

Chris is a keen sportsman, who has been involved in many sporting teams in the northern beaches over the years including soccer, basketball, swimming and golf. Chris now resides in Collaroy Plateau with his partner (she is also a financial planner) and his children.


St Augustine’s College Brookvale Class of 1997
Bachelor of Management 2001
Diploma of Financial Services (Financial Planning) 2005
Advanced Diploma of Financial Services (Financial Planning) 2006
MLC Adviser Scholarship Program 2007
Quality Advice Accreditation 2009
Certified Financial Planner (CFP) 2013

Chris is also a CFP Professional member of the Financial Planning Association (FPA)

Ben Wescott

Ben is a registered Tax Agent and a member of CPA Australia. Ben started his career in the accounting industry in 2006 after completing a Bachelor of Commerce – Accounting at Macquarie University.

Ben has gained years of experience across all areas of business and personal taxation as well as providing business advisory services to clients across a range of industries. In particular Ben has worked closely with clients in the Manufacturing, Retail, Marketing & Advertising and Professional Services industries, and has developed a particular specialty in the building and construction industry as well as an expertise in maximising the benefits of the unique tax laws that apply to income earned by musicians and professional athletes.

Ben believes in building long term relationships with his clients to help take away the burdens of tax compliance as well as assisting in maximising business performance through either providing support to your businesses finance team or for those without a finance team performing that function himself.

Ben is an avid sports fan and music lover and excels as a spectator of both. Despite possessing little ability in either field he can be spotted on weekends hitting golf balls into bunkers, warming the bench for the illustrious Harbord Football club and on the odd occasion taking to the nearest bar/table/karaoke stage for an unsolicited yet whole hearted rendition of ‘You’re the Voice’ by the great Johnny Farnham (encores are rarely requested!).