Home Loan Services.
Whether you are looking to purchase your first home, an investment property, or get a second opinion on your current loans, we can help get you a competitive rate on home loans on the Northern Beaches with the features you need in your loan. With access to over 20 lenders, working with 23 Beaches means you will always get the best rates for your home loans. Having extensive experience in the finance and consumer service industry, our we prioritise cultivating a lifelong relation with our clients and help them get the best home loans.
What home loan services do we offer?
- Secure home loans
At 23 Beaches, we have helped many of our clients achieve their dream of buying their first home with the help of your local Northern Beaches home loans broker. As your local mortgage experts on the Northern Beaches, we can help solve all your queries you might have when buying your first home and ease the pressure that comes with the home loan process with our expert advice and guidance. We meet with you to understand your lifestyle and personal goals better and then conduct thorough research to find a home loan that best suits your requirements.
- Home loan refinancing
Your home loans should continue to meet your needs as you progress in your life. No matter how far along you are in the repayment schedule, you can always take advantage of the best home loans on the Northern Beaches and potentially secure a lower rate. Our mortgage brokers will analyse and compare your home loan with offerings from over 20 lenders to find if it is still competitive and find one that is right for you.
- Debt consolidation
Your home loans can often be an excellent choice for debt consolidation as it comes with some of the lowest interest rates out of all types of loans. Debt consolidation works by folding several credit lines from different lenders into one long term loan, allowing you to manage your finances better. Our team will evaluate your lifestyle choices to review and develop a realistic budget strategy that will help you manage your debt. We will also guide you through the entire process so that you know the best course of action for your credit.
- Reviewing existing home loans
A home loan health check is a crucial assessment you should make every couple of years to check if it is still competitive. Our mortgage brokers will evaluate your real estate portfolio to ensure that it is sufficiently structured, meaning that you will not be paying more than you should. Home loan health checks are also beneficial if you need to do some renovations or use the equity from your house to invest in another property.
- Land and construction loans
We can work with you on the Northern beaches with your new or existing home loan & we can help you get land and construction loans to help you renovate your dream home as you have always wanted.
For more information, please visit https://23beachesmortgages.com.au/